Insurance - any suggestions?

[BasilFawlty]

Does STATE FARM INSURE FULL TIME LIVING? Do they insure the towing truck as well? Umbrellas?

[Dave&Ginny]

The umbrella is for a million dollar coverage that kicks in once the regular auto coverage has been exhausted. Most coverage stops at $100,000/$250,000 of damage which is pretty easy to do. The umbrella is only $200 per year.

[BasilFawlty]

Ok will check them out too, thanks a lot!

[Dave&Ginny]

It sure offers a lot of extra protection for the money. For example, if you get tangled up with a big truck, many times the cargo is worth more than what regular coverage covers. And a motor home would take big bucks if you hit a diesel pusher.

[rcflame]

I also carry a 1M. umbrella policy. With the cost of things and all the people that are willing to sue now days, It gives a person a little peace of mind.

[Oriana]

For travelling in the US, I increased our 3rd party from $3M to $5M.

[travelin' texans]

Had State Farm for last 40 years, could probably save a few bucks shopping around, I have fantastic agent & that's priceless.

[Dan]

We also upped our insurance when travelling in the US way too many ambulance chasing lawyers!!!