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Old 02-27-2014, 12:05 AM   #21
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Does STATE FARM INSURE FULL TIME LIVING? Do they insure the towing truck as well? Umbrellas?
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Old 02-27-2014, 01:07 AM   #22
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The umbrella is for a million dollar coverage that kicks in once the regular auto coverage has been exhausted. Most coverage stops at $100,000/$250,000 of damage which is pretty easy to do. The umbrella is only $200 per year.
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Old 02-27-2014, 01:10 AM   #23
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Ok will check them out too, thanks a lot!
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Old 02-27-2014, 01:15 AM   #24
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It sure offers a lot of extra protection for the money. For example, if you get tangled up with a big truck, many times the cargo is worth more than what regular coverage covers. And a motor home would take big bucks if you hit a diesel pusher.
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Old 02-27-2014, 02:43 AM   #25
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I also carry a 1M. umbrella policy. With the cost of things and all the people that are willing to sue now days, It gives a person a little peace of mind.
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Old 02-27-2014, 03:29 AM   #26
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For travelling in the US, I increased our 3rd party from $3M to $5M.
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Old 02-27-2014, 04:25 AM   #27
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Had State Farm for last 40 years, could probably save a few bucks shopping around, I have fantastic agent & that's priceless.
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Old 02-28-2014, 02:05 AM   #28
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We also upped our insurance when travelling in the US way too many ambulance chasing lawyers!!!
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