We're doing the self insured route. Take any extra income such as rebates, refunds, money from the sale of the Marathons off our Montana and such andputting that money in a safe place to use if we have a major problem that we can't fix ourselves. The only major expense we've had on previous RVs was the Fridge in our 91 Prowler, but when it failed it was 12 years old. So with only one major expense in 20+ years we feel pretty safe.
Michelle & Ann
2018 Chevy 3500HD Crew Cab High Country DRW, D/A, 2016 RW39MB, Dual ACs, Auto Level, Auto Sat Dish, Stack W/D, King Sleep #, 17.5" Sailuns w/Disc, MORryde IS & Pin, Comfort Ride Hitch, 5.5 Onan, Res Fridge & Induction Cook Top