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Old 08-04-2015, 09:14 PM   #1
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RV insurance for full-timers with no permanent address

Can anyone help with this? We just sold our home and will be in our RV full time. State Farm who was insuring us for our home, all our vehicles and our RV has just dropped our RV coverage because we don't have a physical address anymore and are considered full-time in our RV. Anyone know where to get RV coverage for full-timers?

Thanks in advance.
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Old 08-04-2015, 09:32 PM   #2
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I ended up with Allied insurance and although I'm not full time, I believe they cover folks who are. They were the best price/coverage for us.
216-592-7151

I was also given the names from our dealer:
GMAC
Progressive
RV America

Good Luck
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Old 08-04-2015, 09:42 PM   #3
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We use the Good Sam Mail Forwarding Service in Crestview, Florida and use that address for all official purposes, including our insurance on the RW and TV.
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Old 08-04-2015, 09:48 PM   #4
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I would think Good Sam (National Alliance I think) would cover you, given that is their specialty. I have their insurance.
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Old 08-04-2015, 10:22 PM   #5
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We use Geico to cover our RW since went Full time. we added a umbrella policy since they only go to 150k in liability but rates were really good for full time. We also added 25k in contents to make sure we had plenty of coverage.
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Old 08-04-2015, 11:07 PM   #6
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We fulltime, use GoodSam Mail Service for our residency in Florida and have GEICO for both the truck & rig using our Crestview mailing address.
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Old 08-05-2015, 12:30 AM   #7
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We have a personal mail box through UPS & it's considered a residence for all of our business purposes. We have had State Farm for years & still do, guess it depends on how much your agent wants your business.
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Old 08-05-2015, 02:50 AM   #8
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Look at a company called Foremost. My daughter, who is an agent, informed me they cater to full timers. That is whom we use.
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Old 08-05-2015, 03:25 AM   #9
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For the full timers, what state do you get your Drivers License in if you don't have a permanent address or primary residence?
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Old 08-05-2015, 03:39 AM   #10
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You can call good Sam, they will quote you more than one company through their insurance program.
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Old 08-05-2015, 03:52 AM   #11
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Quote:
Originally Posted by Great Vacations View Post
For the full timers, what state do you get your Drivers License in if you don't have a permanent address or primary residence?
Florida, we use Good Sam Mail Service which gives us a mailing address in Crestview FL. We used this address for our drivers license and was able to register to vote while getting our license. The county would not use the mail service address [it's a commercial address so they used the courthouse as our address for voting. We cannot vote in local elections but can vote in federal and state elections, e.g. US Senate & House, Florida Senate & House, President, etc.

The only time I have had issues using this address was with a bank who said we couldn't use the address because it wasn't a residential address, we used our daughters address in GA to open the account then changed the address to our Crestview address.

We use this address for truck & RV insurance as well as medical insurance.
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Old 08-05-2015, 09:53 PM   #12
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We are residence of South Dakota and use Americas Mailbox for our address. We have insurance through them as well. They use National for full time RV/contents. We use Hartford for the truck.
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Old 10-26-2015, 12:17 AM   #13
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RV Insurance

I have insured with FCIS insurance for most of the 11 yrs. I have been fulltiming. They have provided excellent service and great rates through Allied Insurance (part of Allstate). They specialize in fulltimer RV insurance.
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Old 10-26-2015, 03:32 AM   #14
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The worst part about that is it's affiliated with Allstate, had them once & learned my lesson, NO Allstate or any company affiliated with them!!!!
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Old 10-26-2015, 03:23 PM   #15
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Originally Posted by travelin' texans View Post
The worst part about that is it's affiliated with Allstate, had them once & learned my lesson, NO Allstate or any company affiliated with them!!!!
Ouch - almost everything I have is with Allstate, but there are other companies I won't look at.
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