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Old 04-08-2013, 01:17 PM   #1
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I received a couple of quotes on insurance and I would appreciate your opinion. The rates on the truck seem very reasonable. But the rates on the 5th wheel are right around $1100 per year. Does that seem reasonable.



Thanks for your input.



Rick
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Old 04-08-2013, 01:51 PM   #2
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Sounds about right. Mine is through Progressive and I think that's about what it is. That's with every option that Progressive had for extra coverage, including full replacement on the unit
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Old 04-08-2013, 01:57 PM   #3
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Quote:
Originally Posted by Rick
I received a couple of quotes on insurance and I would appreciate your opinion. The rates on the truck seem very reasonable. But the rates on the 5th wheel are right around $1100 per year. Does that seem reasonable.



Thanks for your input.



Rick

I wonder if it has to do with "full timing". We are not full timing (yet) and ours is about $450.00/year with replacement through GMAC.
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Old 04-08-2013, 04:03 PM   #4
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WE are full time and have a 2011RL and pay $700.00 a year with GMAC.
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Old 04-08-2013, 05:38 PM   #5
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That's about what we have - it depends on your deductibles and the amounts for the various coverages and where you live. We don't full time, but I remember they asked how many days we would be in the RV - if it was over a certain number (sorry, can't remember that number, but not a huge one) than it was more than just vacation insurance. Also depends on other vehicles.

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Old 04-08-2013, 08:45 PM   #6
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Your location also impacts the premium. We live in the middle of FL, but will have our Redwood in St. Augustine more than six months per year. The premium was about $300 per year higher for the costal location, but I wanted to play it safe in case we have an issue and an overly aggressive adjuster is on the case.

The total annual cost was about $1000.
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Old 04-08-2013, 09:04 PM   #7
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We have Progressive and we pay $83 a month for our insurance
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Old 04-08-2013, 09:14 PM   #8
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We also went with Progresssive with full replacement cost for the first 5 years--a new comparable model if totaled--and purchase price coverage thereafter as opposed to "market" value or depreciated value.
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Old 04-08-2013, 09:19 PM   #9
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I just did a quote thru GoodSam/GMAC for both the TV and RW. They came in a little lower on the TV, but quite higher on the RW, so I renewed with Progressive.
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Old 04-14-2013, 06:44 AM   #10
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I have Good Sams for everything, plus I have extended warranty and roadside assistance that includes towing and hotel. I also financed the Redwood through them. More of a reason for them to take care of things, they have interest in it.
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Old 04-14-2013, 07:18 AM   #11
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Went thru Dougherty Insurance (right by Alternative Resources in SD). We found Allied Insurance to be the best rates for us. I tend towards higher coverage, lower deductibles. etc. - best price by far.

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Old 04-14-2013, 09:26 PM   #12
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We chose RV America, underwritten by Blue Sky. Chose Coach-Net for Roadside Assistance.
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Old 04-14-2013, 09:42 PM   #13
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Quote:
Originally Posted by 0nTheRoad
We chose RV America, underwritten by Blue Sky. Chose Coach-Net for Roadside Assistance.
That's who we have. very good price.
We should get a kick back for our unit. It just stays in the repair shop.
Nothing can go wrong, if you can't use it.

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