I did the GS direct warranty on my Redwood for a while (not the Dealer version). I never used it but it had a feature that I could raise the deductible way up during the winter to bring the monthly price down, then drop the deductible back down during the summer. I tried it once and they started inventing new rules like there was a waiting period of 30 days after I lowered the deductible in case I was trying to cheat, so I just dropped it.
Brad & Dory - Lone Tree, CO
CURRENT - 2013 Itasca Meridian 42E/2013 Wrangler 4dr Sahara
SOLD - 2014 Redwood 36RL/2014 F350 DRW