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Old 11-18-2014, 05:31 PM   #1
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Which RV Insurance is best

Which RV insurance is the best??? We currently have Allstate but don't think we are getting enough bang for our buck, so to speak. Talked to Good Sam about their insurance they gave us a quote from Allied Insurance but they have terrible reviews. Need advice!!!!
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Old 11-18-2014, 07:31 PM   #2
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I have Progressive for the past 11 years. I've really had no issues with them.
-Jack
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Old 11-18-2014, 08:03 PM   #3
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I went through all the insurance companies last spring and ended up getting State Farm. I think it was around $700 per year.
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Old 11-18-2014, 08:10 PM   #4
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That is quite a bit less than what I'm paying (>$1K/year)! I think a phone call to State Farm is in order.
Thanks Dave.
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Old 11-18-2014, 08:15 PM   #5
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Depends on your locale, your record, your credit score, etc....

too many variables to list...
a buddy can list his address as the little town next to us, but I have to list it as the big city...
his insurance is 1/2 what mine is .... I'm lumped in with all the O voters
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Old 11-18-2014, 08:56 PM   #6
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Quote:
Originally Posted by csb View Post
Which RV insurance is the best??? We currently have Allstate but don't think we are getting enough bang for our buck, so to speak. Talked to Good Sam about their insurance they gave us a quote from Allied Insurance but they have terrible reviews. Need advice!!!!
Allstate really jumped up on us this month! Maybe all the hail claims....
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Old 11-18-2014, 09:02 PM   #7
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Insurance is a wild game, as mentioned before there are many variables which will impact the price you pay. In addition you need to compare apples to apples, make sure you get quotes for the same coverage, a challenge cause one company will call a category one thing while a different company calls the same coverage by a different name.
Some companies don't cover some states, we had BlueSky in Georgia and had a rate increase when we changed to Florida residency.

This is one area you have to stay on top of, check different carriers when you know your annual premium is nearing, the insurance companies are not loyal to me, I'm not loyal to them!!
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Old 11-18-2014, 09:53 PM   #8
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We had Blue Sky the first year and the premium went way up. Ended up with Allied, a Nationwide Ins Company, for $616. Roadside is not that great, so went with Good Sam roadside.
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Old 11-18-2014, 10:44 PM   #9
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We had Allstate for everything until last year and finally shopped our policies.
Went with AARP through the Hartford for more coverage 1/2 the price!!!!!
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Old 11-19-2014, 03:11 AM   #10
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I hate buying insurance......Last spring I spent the better part of 2 weeks researching insurance for our business and home use.

I was surprised that State Farm came through as the best deal. I dropped them several years ago due to pricing. This time even after buying 2 umbrellas (one for personal use and one for business) they still ended up saving me over 3k a year.
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