Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×
 


Reply
 
Thread Tools Search this Thread Display Modes
 
Old 10-13-2014, 04:29 PM   #1
Senior Member
 
Join Date: Mar 2014
Posts: 429
Insurance Premiums

Has any one had their Blue Sky premium go up dramatically ?? American Adventure Insurance is now recommending Progressive which is Apples to Apples on the Blue Sky, however still a dramatic increase. Also, is anyone continuing their Coach-Net coverage ?? Thanks
__________________

2014 38GK, disc brakes, MorRyde SRE 4000, 2-Yamaha 2000 gennys, G14's, dual awnings, Progressive EMS.
2014 Ram 3500 Laramie Longhorn DRW with Luverne Bull Bar and skid plate.
coloradolivin is offline   Reply With Quote
Old 10-13-2014, 04:51 PM   #2
Senior Member
 
0nTheRoad's Avatar
 
Join Date: Feb 2013
Posts: 1,092
We had Blue Sky the first year we were in the Redwood, about the time of the first renewal they changed underwriters, our renewal price was a significant bump in price so we went on the hunt for another source, we found GEICO to be the best choice for us.

Remember though there are so many variables, the biggest is probably where your home base is, we're full timers, our domicile is Florida [GoodSam Mail Service] and we also have our truck insurance with GEICO so we got a break for multi-vehicle and we share the deductible in the event both the truck and rig get damaged.

You have to shop insurance, don't think you'll buy it once and forget about it, the insurance industry is about as unstable as you can get. Do your homework EVERY year!!
__________________
SOB
0nTheRoad is offline   Reply With Quote
Old 10-13-2014, 05:33 PM   #3
Site Team
 
Dave&Ginny's Avatar
 
Join Date: Jan 2012
Posts: 5,407
Last spring I went through all the insurance stuff and we ended up going back to State Farm. We hadn't had them for several years but this time they came through.
__________________
SOB "The RV Wiseguy"
Dave&Ginny is offline   Reply With Quote
Old 10-13-2014, 05:48 PM   #4
Member
 
DRaw13's Avatar
 
Join Date: May 2012
Posts: 30
Our Blue Sky premium was great for two years. A few weeks ago, the renewal notice came thru with a 50% increase. We moved to American General with the same coverage and same premium as last year's Blue Sky premium. We were told the Blue Sky increase was related to changes specific to Colorado.
__________________
Randy & Dawn
Broomfield, CO
DRaw13 is offline   Reply With Quote
Old 10-13-2014, 07:38 PM   #5
Senior Member
 
atom ant's Avatar
 
Join Date: Feb 2013
Posts: 7,101
Oh great....., Can't wait to see a bill.

Wouldn't be the continuous hail storms we get lately
__________________
Brad & Dory - Lone Tree, CO
CURRENT - 2013 Itasca Meridian 42E/2013 Wrangler 4dr Sahara
SOLD - 2014 Redwood 36RL/2014 F350 DRW
atom ant is offline   Reply With Quote
Old 10-13-2014, 09:29 PM   #6
Senior Member
 
Join Date: Mar 2014
Posts: 429
Yeah Brad,
They are all saying has something to do with vehicles and RV in CO--maybe all the hail damage.

Thanks to all for the feedback, so we ended up with an Allied policy that was real good, but no roadside. So went with Good Sam roadside.
__________________

2014 38GK, disc brakes, MorRyde SRE 4000, 2-Yamaha 2000 gennys, G14's, dual awnings, Progressive EMS.
2014 Ram 3500 Laramie Longhorn DRW with Luverne Bull Bar and skid plate.
coloradolivin is offline   Reply With Quote
Old 10-13-2014, 09:34 PM   #7
Senior Member
 
atom ant's Avatar
 
Join Date: Feb 2013
Posts: 7,101
We were shopping for new cars and they got few and far between around here! Even started worrying about our trades surviving!

I imagine that hits the insurance rates pretty hard.
__________________
Brad & Dory - Lone Tree, CO
CURRENT - 2013 Itasca Meridian 42E/2013 Wrangler 4dr Sahara
SOLD - 2014 Redwood 36RL/2014 F350 DRW
atom ant is offline   Reply With Quote
Old 10-13-2014, 11:17 PM   #8
lwg
Senior Member
 
lwg's Avatar
 
Join Date: Jun 2013
Posts: 918
We're GEICO and we fulltime. The only adjustment GEICO makes if you're fulltime is the number of days a year you stay in your RV. I have the auto, RV and all the belongings insured (up to $20K I think) and it runs just under $2K/year.
__________________
2014 Redwood 38BR, Fulltiming
2013 Ford F-350 CCSB 6.7L 4x4 SRW, B&W Companion Hitch, Air Bags
lwg is offline   Reply With Quote
Old 10-14-2014, 01:37 PM   #9
Senior Member
 
0nTheRoad's Avatar
 
Join Date: Feb 2013
Posts: 1,092
Quote:
Originally Posted by lwg View Post
We're GEICO and we fulltime. The only adjustment GEICO makes if you're fulltime is the number of days a year you stay in your RV. I have the auto, RV and all the belongings insured (up to $20K I think) and it runs just under $2K/year.
Which state do you use as your domicile?
__________________
SOB
0nTheRoad is offline   Reply With Quote
Old 10-14-2014, 03:40 PM   #10
lwg
Senior Member
 
lwg's Avatar
 
Join Date: Jun 2013
Posts: 918
Quote:
Originally Posted by 0nTheRoad View Post
Which state do you use as your domicile?
Good point, Oregon.
__________________
2014 Redwood 38BR, Fulltiming
2013 Ford F-350 CCSB 6.7L 4x4 SRW, B&W Companion Hitch, Air Bags
lwg is offline   Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3
Disclaimer:

This website is not affiliated with or endorsed by Redwood RV or any of its affiliates. This is an independent, unofficial site.


All times are GMT +1. The time now is 04:10 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
×